Protecting Our Seniors

Aged, Frail and Denied Care by Their Insurers - New York Times

The New York Times recently did a piece highlighting the problems with insurers paying the claims of their for the terminal ill patients. According to this article insurers will do everything including sending incorrect forms to patients, to deny their claims. According to the article:

“The bottom line is that insurance companies make money when they don’t pay claims,” said Mary Beth Senkewicz, who resigned last year as a senior executive at the National Association of Insurance Commissioners. “They’ll do anything to avoid paying, because if they wait long enough, they know the policyholders will die.”

This article highlights the reason insurance companies need to be regulated. Universal Health care would allow people to choose insurance plans that may protect them from this type of abuse.